Sunday, January 24, 2021
  • About Us
  • ImagiNATION
  • Adverts
  • Rate Card
  • Contact Us
The Nation Online
  • Home
  • News
  • Politics
  • Business
  • Entertainment
  • Life & Style
    • Every Woman
      • Soul
      • Family
    • Religion
    • Feature
  • Society
  • Opinion
  • Sports
  • Chichewa
  • Enation
No Result
View All Result
  • Home
  • News
  • Politics
  • Business
  • Entertainment
  • Life & Style
    • Every Woman
      • Soul
      • Family
    • Religion
    • Feature
  • Society
  • Opinion
  • Sports
  • Chichewa
  • Enation
No Result
View All Result
No Result
View All Result
Home Columns Your personal finance

Life after you retire: Dreadful or rosy?

by Johnny Kasalika
16/02/2013
in Your personal finance
3 min read
0
Share on FacebookShare on TwitterShare on WhatsAppShare on LinkedinLinkedinShare via Email

The minute and hour hands of the clock are just coming close to pronouncing the time 6.30am Mr. Kilowe draws his ensuite master bedroom curtains apart and gazes far into the distance where mother nature caresses his eyes with beautiful green Mpingwe scenery. Yearning for more, he opens the window and a fresh breeze of morning air blows across his face, sending him to draw a deep breath of relief.

RelatedHeadlines

I bet, fear is crippling you!

Why are you missing the target?

Face your finance fears head on!

An aura of comfort surrounds his mansion with birds chirping songs of joy in a language so gracious worthy enough to send angels rocking. He sees the garden boy getting close to the swimming pool where Egyptian flora and fauna thrives. This is the company house he has lived in for over 10 years of his being marketing executive for this conglomerate. ‘What else would one need dear?’ the voice of his wife interrupts him from behind—a true reflection of a spouse who could read the husband’s mind having shared with him the same bed sheets for over 15 happy married years. The question sends Mr. Kilowe into another cloud of thoughts—yes, what else can one need? Without much thought, he mutters to the wife in the most manly love gruttle ‘I desire this same comfortable life or even better when I retire, Patronella.’ The wife smiles and holds him tighter, ‘you mean when you retire from this mortal life? Yes, I also desire a better life in the life hereafter – kwathu si padziko.’ The pious husband realises he was misunderstood. He then sees the company’s Lexus pulling into the yard– time to hit the road for the office.

For many, life after retirement can be as dreadful as death itself. Living a comfortable life in one’s retirement years is an undisputed desire. It is, therefore, to retirement planning that we turn to next. Most people look forward to a time when they can relax and enjoy themselves without the need to work. The chance to do just what you want, when you want to do it, is a strong motivator. Admittedly, some people still choose to work simply because they want to work—they enjoy it. In fact, lots of successful small business owners keep working into their 70s and 80s. However, the vast majority of people look forward to retirement. Many strive to make it happen sooner rather than later.

The likes of Mr. Kilowe who are about or have retired, know it takes a lot of money to retire and live comfortably.

It is never too late, nor too early, to begin planning for retirement. You may have vague dreams about how you want to spend those ‘golden’ years — resting comfortably on a ndalema chair besides your house’s swimming pool, changing digital TV channels while on your vast modernised farm in the Viphya hills, traveling the world to see where Jesus was born and fled to as a little baby, and all that you desire when you have the free time. These dreams, however, can’t materialise unless you actually take the steps necessary to make them a reality. And that requires adequate planning.

It has been the norm in our society that a person worked for the same company for 30 or 40 years, retired at 55, collected the employer-provided gratuity and then lived few post-retirement years (if not months) in relative comfort before they come begging again to be re-employed on part-time basis or even just coming to stay with their children in town as they never built a house of their own.

Start thinking of viable business ideas to pursue when you retire – by the way, retire while you are still strong so you can run your own businesses with a sharper eye. Wakutsina khutu ndi mnansi. Have a blessed week-end!

Previous Post

Oscar Pistorius appears in court on murder charge

Next Post

M’mbelwa laid to rest

Related Posts

Your personal finance

I bet, fear is crippling you!

January 23, 2021
depositphotos 44603055 stock photo target miss | The Nation Online
Your personal finance

Why are you missing the target?

January 16, 2021
workstress | The Nation Online
Your personal finance

Face your finance fears head on!

December 5, 2020
Next Post

M’mbelwa laid to rest

Trending Stories

  • Not yet given retirement benefits: Mutharika

    Tonse faulted on former presidents’ benefits

    0 shares
    Share 0 Tweet 0
  • SA returnees in forced quarantine

    0 shares
    Share 0 Tweet 0
  • Wasteful Chakwera

    0 shares
    Share 0 Tweet 0
  • court rebuffs apm on frozen account

    0 shares
    Share 0 Tweet 0
  • AG disowns K750m compensation signature

    0 shares
    Share 0 Tweet 0

Opinions and Columns

Emily Mkamanga

Citizens power brings change

January 24, 2021
Search Within

The rural farmer needs to take centre stage

January 24, 2021
My Thought

Spread hope not fear

January 24, 2021
Big Man Wamkulu

Hot babe wants to trap me, should I ran?

January 24, 2021
  • Values
  • Our Philosophy
  • Editorial policy
  • Advertising Policy
  • Code of Conduct
  • Plagiarism disclaimer
  • Disclaimer
  • Privacy Policy
  • Terms of use

© 2021 Nation Publications Limited. All Rights Reserved.

No Result
View All Result
  • Home
  • News
  • Politics
  • Business
  • Entertainment
  • Life & Style
    • Every Woman
      • Soul
      • Family
    • Religion
    • Feature
  • Society
  • Opinion
  • Sports
  • Chichewa
  • Enation

© 2020 Nation Publications Limited. All Rights Reserved.

This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy and Cookie Policy.