Here are some little thoughts and things that have improved my finances, improved my career, and made my life better over the past years. Read and apply—you will never regret:
• Stuff you are not using at your office or home is money that is not invested.
• Children are expensive, but they save money, too. It doesn’t cost anything to spend the evening playing games like hide and seek with them or watching cartoons with them than spending your money at a beer hall with friends every evening.
• Whenever I meet someone, I have a choice. I can either respect them and get along with them, or I can judge them. One route leads to good relations. The other route leads to failure.
• Don’t overthink your investments before you start. You are better off starting your investing now and making needed changes down the road.
• Time is money. Don’t waste either one.
• Your true friends are still there when you lose everything else—such true friends are your family members – hold steadfast to them. Actually, one real relationship where the other person cares about you is worth a hundred weak relationships where the other person will drop you when it’s convenient.
• The more you give without strings or regrets, the better you feel about your own life and the more income flows you have.
• A good book never lets you down—it gives you the confidence to deliver each day.
• If you think about every Kwacha you spend before you actually spend it, you will find more Kwacha in your wallet.
• If you want to learn about something, surround yourself with that topic: books, DVDs, CDs, and experts in that area. Make the ideas flood your mind.
• If you have high—interest debt, eliminating it should be your top money priority.
• No matter what kind of positive life change you’re trying to create, it is always easier if you have a friend doing it with you—usually your spouse.
• Tell the people you love that you love them. Do this as often as you can. You never know the last time you will be able to tell them that, and if you don’t take that chance, you’ll regret it for the rest of your life.
• Lastly, and most importantly, spend less than you earn.
A blessed week-end to you all as you put this into practice.