Some secrets of money and life success

Here are some little thoughts and things that have improved my finances, improved my career, and made my life better over the past years. Read and apply—you will never regret:

• Don’t overthink your investments before you start. You are better off starting to invest now and making needed changes down the road later.
• Time is money. Don’t waste either of the two, age will soon catch up with you.
• Your true friends are still there when you lose everything else, such true friends should be treated as part of your family – hold steadfast to them. Actually, one real relationship where the other person cares about you is worth ten weak relationships where the other person will drop you when it is convenient.
• The more you give without strings or regrets, the more the income that flows to you.
• If you think about every Kwacha you spend before you actually spend it, you will find more kwachas in your wallet.
• If you want to learn and master something, surround yourself with that topic: books, visuals, audios and experts in that area.  Make the ideas flood your mind.
• If you have debts, eliminating them should be your top priority starting with ones with high interest rates.
• No matter what kind of positive life change you are trying to create, it is always easier if you have a friend doing it with you, usually your spouse.
• When you see stuff that you are not using at your office or home, that is money that is not invested.
• Children are expensive, but they save money, too. It doesn’t cost anything to spend the evening playing games like hide and seek with them or watching cartoons with them than spending your money at a beer hole with friends every evening.
• Whenever I meet someone, I have a choice. I can either respect them and get along with them, or I can judge them and drop them. One route leads to good relations and boosts potential for future financial growth. The other route leads to failure.
• Lastly and most importantly, spend less than you earn – it’s the golden rule of effective personal finance management.

A blessed weekend to you and yours as you put all this into practice. They are tips that could grow your finances. n